Home Loan Pre-Approval

Home Loan Pre-Approval is the first step in the home buying process.  Pre-Approval is quick, painless and does not cost anything.

What is Home Loan Pre-Approval?

Home Loan Pre-Approval is when your Arizona mortgage lender determines what home loan type(s) and loan amount you are approved for.  Completing Pre-Approval let’s you shop for a home with confidence.  It also provides you with a Pre-Qualification Form.

3 Simple Pre-Approval steps:

Step 1: Needs Analysis

During this step, The HOUSE Team learns more about you.  They discover what your home buying goals are.

Step 2: Complete a Home Loan Application

You complete a simple home loan application.  The major questions on the loan app involve the following:

a. Identification Information
b. Credit History
c. Employment
d. Income
e. Assets
f. Residential History

Step 3: Provide supporting documentation

The HOUSE Team requests documentation to verify the information on your home loan application – Documents typically needed

How Long is a Pre-Approval Good For?

Your Mortgage Pre-Approval is valid for 90 days.  However, you will need to provide up to date supporting documents if you buy a home within the 90 day time-frame.

That is it!  Once you complete these 3 simple steps your Pre-Approval is complete.  The HOUSE Team can complete this process within 24 hours 7 days a week.  Now you can focus on the fun part – shopping for a your new home.  Call today to get your Mortgage Pre–Approval started.

Team Phone:  602.435.2149
Team Email:  Team@JeremyHouse.com

Other Important Pre-approval Info

Required Pre-Approval Documents
Why Get Pre-approved?
The Homebuying Process

By Jeremy House
Google