Arizona VA Home Loan

An Arizona VA Loan is a great home loan option for America’s veterans.  We want to be your Arizona VA lender.

Military veterans enjoy several advantages when using a VA home loan:

Benefits of an Arizona VA Home Loan

  • $0 Down Payment Required
  • Flexible Debt to Income Ratio
  • Flexible Credit Guidelines
  • Competitive Mortgage Interest Rate
  • VA Loan Benefits Can Be Used Multiple Times
  • Veterans Can Have More Than One VA Loan At a Time Learn more
  • No Pre–Payment Penalty
  • Check out more VA mortgage on The HOUSE Team Blog

Basic VA Home Loan Requirements

What can an Arizona VA loan be used to buy?: Primary residence purchases only
Maximum Loan Amount: $424,100 for single family home in Maricopa County, AZ
Down Payment Requirement: 0% of the purchase price
Available Loan Terms: 5yr or 7yr ARM, 15 and 30 year fixed mortgage
Is Monthly Mortgage Insurance Required?: No
Are there property Eligibility Requirements: Yes Learn more
Income Eligibility Requirements: No minimum or maximum income limits
Maximum Debt to Income Ratio: Contact us for more information
Minimum Required Credit Score: Contact us for more information
Are Seller Paid Closing Costs allowed: Yes Learn more 
Are gift funds allowed?: Yes Learn more 

Arizona VA Loan Information:

Property Requirements
VA Escrow Holdback
VA Loan Eligibility (COE)
Closing Cost Rules VA
VA Non-Allowable Fees
VA Funding Fee
VA Loan Limits
VA Streamline Refinance

VA Mortgage Videos for Arizona Veterans

History of the VA Home Loan Program

VA” stands for Veterans Affairs. The VA began insuring home loans for veterans in 1944.  This was done to combat the devastating aftermath associated with war.

The VA does not fund, approve or close VA Home Loans.  However, the VA creates the rules that Arizona VA mortgage lenders follow.  VA also insures each VA home loan.  This makes it possible for lenders to provide veterans with this amazing home financing option.

To date, the VA has insured over 18 million VA home loans.  A VA home loan is an outstanding option to purchase or refinance a home.

Get Pre-approved for a VA Mortgage Today

The HOUSE Team specializes in VA loans in Arizona and throughout the Country.  We guide veterans through each step of the VA home loan process.  Contact The HOUSE Team today to get started on your VA pre-approval.

Team Phone:  602.435.2149
Team Email:  
Team@JeremyHouse.com

 

By Jeremy House
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