VA Maximum Loan Limits 2017

All VA loan limits listed below are good for loans closed between January 1, 2017 through December 31, 2017.

Maricopa County: $424,100 with 0% down
(VA Jumbo loans over $424,100 are available)

Most Counties in the United States have a maximum 0% down VA loan limit equal to $424,100 including Maricopa County.  The Counties listed below have a 0% down maximum VA loan limit higher than $424,100.

2017 VA Maximum Loan Limits by County

For all Counties NOT listed below the maximum 0% down VA Loan limit is $424,100 (including Maricopa County).

AK – ALEUTIANS EAST – 625,500
AK – ALEUTIANS WEST – 625,500
AK – ANCHORAGE – 625,500
AK – BETHEL – 625,500
AK – BRISTOL BAY – 625,500
AK – DENALI – 625,500
AK – DILLINGHAM – 625,500
AK – FAIRBANKS NORTH – 625,500
AK – HAINES – 625,500
AK – HOONAH-ANGOON C – 625,500
AK – JUNEAU – 625,500
AK – KENAI PENINSULA – 625,500
AK – KETCHIKAN GATEW – 625,500
AK – KODIAK ISLAND – 625,500
AK – LAKE AND PENINS – 625,500
AK – MATANUSKA-SUSIT – 625,500
AK – NOME – 625,500
AK – NORTH SLOPE – 625,000
AK – NORTHWEST ARCTI – 625,000
AK – PETERSBURG CENS – 625,00
AK – PRINCE OF WALES – 625,000
AK – SITKA – 625,500
AK – SKAGWAY MUNICIPAL – $625,000
AK – SOUTHEAST FAIRBAINKS – $625,000
AK – VALDEZ-CORDOVA – $625,500
AK – WADE HAMPTON – $625,000
AK – WRANGELL CITY – $625,000
AK – YAKUTAT CITY – $625,000
AK – YUKON-KOYUKUK – 625,500
CA – ALAMEDA – $625,500
CA – ALPINE – $463,450
CA – CONTRA COSTA – $625,500
CA – LOS ANGELES – $625,500
CA – MARIN – $625,500
CA – MONO – $529,000
CA – MONTEREY – $529,000
CA – NAPA – $625,500
CA – NEVADA – $477,250
CA – ORANGE – $625,500
CA – PLACER – $474,950
CA – SAN BENITO – $625,500
CA – SAN DIEGO – $580,750
CA – SAN FRANCISCO – $625,500
CA – SAN LUIS OBISPO – $561,200
CA –  SAN MATEO – $625,500
CA – SANTA BARBARA – $625,500
CA – SANTA CLARA – $625,500
CA – SANTA CRUZ – $625,500
CA – SONOMA – $554,300
CA – VENTURA – $603,750
CA – YOLO – $474,950
CO – ADAMS – $458,850
CO – ARAPAHOE – $458,850
CO – BOULDER – $474,950
CO – BROOMFIELD – $458,850
CO – CLEAR CREEK – $458,850
CO – DENVER – $458,850
CO – DOUGLAS – $458,850
CO – EAGLE – $625,500
CO – ELBERT – $458,850
CO – GARFIELD – $625,500
CO – GIPLIN – $458,850
CO – HINSDALE – $427,800
CO – JEFFERSON – $458,850
CO – LAKE – $625,500
CO – OURAY – $425,500
CO – PARK – $458,850
CO – PITKIN –  $625,500
CO – ROUTT –  $625,500
CO – SAN MIGUEL –  $625,500
CO – SUMMIT – $625,500
CT – FAIRFIELD – $601,450
DC DISTRICT OF COL – $625,500
FL – COLLIER – $448,500
FL – MONROE – $529,000
GA – GREENE – $515,200
HI – HAWAII – $625,500
HI – HONOLULU – $721,050
HI – KALAWAO –  $657,800
HI – KAUAI $713,000
HI – MAUI – $657,800
ID – BLAINE – $625,500
ID – CAMAS – $625,500
ID – LINCOLN – 625,500
ID – TETON – $625,500
MA – BRISTOL – $426,650
MA – DUKES $625,500
MA – ESSEX – $523,250
MA – MIDDLESEX – $523,250
MA – NANTUCKET-  $625,500
MA – NORFOLK – $523,250
MA – PLYMOUTH – $523,250
MA – SUFFOLK – $523,250
MD – ANNE ARUNDEL – $517,000
MD – BALTIMORE – $517,500
MD – CALVERT – $625,500
MD – CARROLL – $517,500
MD – CHARLES – $625,500
MD – FREDERICK – $625,500
MD – HARFORD – $517,500
MD – HOWARD – $517,500
MD – MONTGOMERY – $625,500
MD – PRINCE GEORGE’S – $625,500
MD – QUEEN ANNE’S – $517,000
NC – CAMDEN – $625,500
NC – CURRITUCK – $458,850
NC – HYDE – $483,000
NC – PASQUOTANK – $625,500
NC – PERQUIMANS – $625,500
MC – GATES – $458,850
NH – ROCKINGHAM – $523,250
NH – STRAFFORD – $523,250
NJ – BERGEN – $625,500
NJ – ESSEX – $625,500
NJ – HUDSON – $625,500
NJ – HUNTERDON – $625,500
NJ – MIDDLESEX – $625,500
NJ – MONMOUTH – $625,500
NJ – MORRIS – $625,500
NJ – OCEAN – $625,500
NJ – PASSAIC – $625,500
NJ – SOMERSET – $625,500
NJ – SUSSEX – $625,500
NJ – UNION – $625,500
NY – BRONX – $625,500
NY – DUTCHESS – $625,500
NY – KINGS – $625,500
NY – NASSAU – $625,500
NY – NEW YORK – $625,500
NY – ORANGE – $625,500
NY – PUTNAM – $625,500
NY – QUEENS – $625,500
NY – RICHMOND – $625,500
NY – ROCKLAND – $625,500
NY – SUFFOLK – $625,500
NY – WESTCHESTER – $625,500
PA – PIKE – $625,500
RI – BRISTOL – $426,650
RI – KENT – $426,650
RI – NEWPORT – $426,250
RI – PROVIDENCE – $426,650
RI – WASHINGTON – $426,650
TN – CANNON – $437,000
TN – CHEATHAM – $437,000
TN – DICKSON – $437,000
TN – HICKMAN – $437,000
TN – MACON – $437,000
TN – MAURY – $437,000
TN – ROBERTSON – $437,000
TN – RUTHERFORD – $437,000
TN – SMITH – $437,000
TN – SUMNER – $437,000
TN – TROUSDALE – $437,000
TN – WILLIAMSON – $437,000
TN – WILSON – $437,000
UT – SALT LAKE – $600,300
UT – SUMMIT – $600,300
UT – TOOELE – $600,300
VA – ALEXANDRIA – $625,500
VA – AMBEMARLE – $437,000
VA – AMELIA – $535,900
VA – ARLINGTON – $625,500
VA – BUCKINGHAM – $437,000
VA – CAROLINE – $535,900
VA – CHARLOTTESVILLE – $437,000
VA – CHARLES CITY – $535,900
VA – CHESAPEAKE – $458,850
VA – CHESTERFIELD – $535,900
VA – CLARKE – $625,500
VA – COLONIAL HEIGHT – $535,900
VA – CULPEPER – $625,500
VA – CUMBERLAND – $535,900
VA – DINWIDDIE – $535,900
VA – FALLS CHURCH – $525,500
VA – FAIRFAX – $625,500
VA – FAUQUIER – $625,500
VA – FLUVANNA – $437,000
VA – FREDERICKSBURG – $625,500
VA – GLOUCESTER – $458,850
VA – GOOCHLAND – $535,900
VA – GREENE – $437,000
VA – HANOVER – $535,900
VA – HAMPTON – $458,850
VA – HENRICO – $535,900
VA – HOPEWELL – $535,900
VA – ISLE OF WIGHT – $458,850
VA – JAMES CITY – $458,850
VA – KING AND QUEEN – $535,900
VA – KING WILLIAM – $535,900
VA – LANCASTER – $442,750
VA – LOUDOUN – $625,500
VA – LOUISA – $535,900
VA – MANASSAS – $625,500
VA – MANASSAS PARK – $625,500
VA – MATHEWS – $458,850
VA – NELSON – $437,000
VA – NEW KENT – $535,900
VA – NEWPORT NEWS – $458,850
VA – NORFOLK – $458,850
VA – PETERSBURG – $535,900
VA – POQUOSON – $458,850
VA – PORTSMOUTH – $458,850
VA – POWHATAN – $535,900
VA – PRINCE GEORGE – $535,900
VA – PRINCE WILLIAM – $625,500
VA – RAPPAHANNOCK – $625,500
VA – RICHMOND IND – $535,900
VA – SPOTSYLVANIA – $625,500
VA – STAFFORD – $625,500
VA – SUFFOLK – $458,850
VA – SURRY – $458,850
VA – SUSSEX – $535,900
VA – VIRGINIA BEACH – $458,850
VA – WARREN – $625,500
VA – YORK – $458,850
VI – ST. CROIX – $625,500
VI – ST. JOHN,VI – $625,500
VI – ST. THOMAS – $625,500
WA – KING – $540,500
WA – PIERCE – $540,500
WA – SAN JUAN – $483,000
WA – SNOHOMISH – $540,500
WV – JEFFERSON – $625,500
WY – TETON – $625,500

Per VA “VA loan limits are based off county median home values estimated by the Federal Housing Finance Agency’s (FHFA). These values are the basis for which VA calculates limits for our program. For 2016, some limits increased, some stayed the same and a few decreased” (VA Official Website).

Important Notice:

“The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2016 VA limit shown below. Therefore, a veteran with full entitlement available may borrow up to the 2016  VA limit shown below and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly. Lenders should check their own investor requirements regarding guaranty amounts and down payments. Questions about VA loans in a particular county may be directed to the VA Regional Loan Center listed for that county.”

Arizona VA Loan Resources:

VA Mortgage Overview
VA Property Requirements
VA Loan Eligibility (COE)
VA Closing Cost Rules
VA Non Allowable Fees
VA Funding Fee
VA Streamline Refinance

Team Phone:  602.435.2149
Team Email:  Team@JeremyHouse.com

By Jeremy House
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