The Undisclosed Debt Monitoring system or “UDM” is a system that detects when borrowers incur new debt and/or increase existing credit lines/cards during the home loan process.

This is not a PrimeLending process – it is industry wide. Our goal is to steer you clear of any UDM related surprises.

What To Do

Please refrain from opening any new credit during the home loan process. Contact us with any questions about charges you have made or are considering making. Unfortunately, there are no specific thresholds we can share with you.

Mortgage Do’s & Don’t


Whether applying for an opens in a new windowFHA, opens in a new windowVA, Conventional, USDA or Jumbo loan these tips are very important.

The HOUSE Team.
Team Phone:  602.435.2149
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