Arizona VA Loans provide Veterans with an excellent 0% Down mortgage option for refinancing and purchasing a home.  Arizona VA loans have several excellent benefits including the following:

Arizona VA Home Loan Benefits

  • $0 Down Payment Required
  • Flexible Debt to Income Ratio
  • Flexible Credit Guidelines
  • Competitive Mortgage Interest Rate
  • VA Loan Benefits Can Be Used Multiple Times
  • Veterans Can Have More Than One VA Loan At a Time Learn more
  • No Pre–Payment Penalty
  • Check out more VA mortgage on The HOUSE Team Blog

Arizona VA Home Loan Rules

What can an Arizona VA loan be used to buy?: Primary residence purchases only Maximum Loan Amount: $453,100 for single family home in Maricopa County, AZ Down Payment Requirement: 0% of the purchase price Available Loan Terms: 5yr or 7yr ARM, 15 and 30 year fixed mortgage Is Monthly Mortgage Insurance Required?: No Are there property Eligibility Requirements: Yes Learn more Income Eligibility Requirements: No minimum or maximum income limits Maximum Debt to Income Ratio: Contact us for more information Minimum Required Credit Score: Contact us for more information Are Seller Paid Closing Costs allowed: Yes Learn more  Are gift funds allowed?: Yes Learn more 

Arizona VA Loan Information:

Property Requirements VA Escrow Holdback VA Loan Eligibility (COE) Closing Cost Rules VA VA Non-Allowable Fees VA Funding Fee VA Loan Limits VA Streamline Refinance

VA Mortgage Videos for Arizona Veterans

History of the VA Home Loan Program

VA” stands for Veterans Affairs. The VA began insuring home loans for veterans in 1944.  This was done to combat the devastating aftermath associated with war. The VA does not fund, approve or close VA Home Loans.  However, the VA creates the rules that Arizona VA mortgage lenders follow.  VA also insures each VA home loan.  This makes it possible for lenders to provide veterans with this amazing home financing option. To date, the VA has insured over 18 million VA home loans.  A VA home loan is an outstanding option to purchase or refinance a home.

Get Pre-approved for a VA Mortgage Today

The HOUSE Team specializes in VA loans in Arizona and throughout the Country.  We guide veterans through each step of the VA home loan process.  Contact The HOUSE Team today to get started on your VA pre-approval. Team Phone:  602.435.2149 Team Email:   By Jeremy House Google


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