Arizona VA Loans provide Veterans with an excellent 0% Down mortgage option for refinancing and purchasing a home.  Arizona VA loans have several excellent benefits including the following:

Arizona VA Home Loan Benefits

  • $0 Down Payment
  • Flexible Debt to Income Ratio
  • Flexible Credit Guidelines
  • Competitive Mortgage Interest Rate
  • VA Loan Can Be Used Multiple Times
  • Veterans Can Have Multiple VA Loans At a Time Learn more
  • No Pre–Payment Penalty
  • Check out more VA mortgage on The HOUSE Team Blog

Arizona VA Home Loan Rules

What can an Arizona VA loan be used to buy?: Primary residence 
Maximum Loan Amount: $484,350 for single family home in Maricopa County, AZ
Down Payment Requirement: 0% of lower of the price/appraised value
Available Loan Terms: 5yr or 7yr ARM, 15 and 30 year fixed mortgage
Is Monthly Mortgage Insurance Required?: No
Are there property Eligibility Requirements: Yes Learn more
Income Eligibility Requirements: No minimum or maximum income limits
Maximum Debt to Income Ratio: Contact us for more information
Minimum Required Credit Score: Contact us for more information
Are Seller Paid Closing Costs allowed: Yes Learn more 
Are gift funds allowed?: Yes Learn more 

Arizona VA Loan Resources

Property Requirements
VA Escrow Holdback
VA Loan Eligibility (COE)
Closing Cost Rules VA
VA Non-Allowable Fees
VA Funding Fee
VA Loan Limits
VA Streamline Refinance

Get Pre-approved for a VA Mortgage Today

Contact the HOUSE Team today to get pre-approved for an VA home loan.  You can also apply online.

VA Mortgage Videos for Arizona Veterans

History of the VA Home Loan Program

VA” stands for Veterans Affairs. The VA began insuring home loans for veterans in 1944.  This was done to combat the devastating aftermath associated with war. The VA does not fund, approve or close VA Home Loans.  However, the VA creates the rules that Arizona VA mortgage lenders follow.  VA also insures each VA home loan.  This makes it possible for lenders to provide veterans with this amazing home financing option. To date, the VA has insured over 18 million VA home loans.  A VA home loan is an outstanding option to purchase or refinance a home.

Team Phone:  602.435.2149
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