USDA Condo Mortgage Approval

Arizona USDA Condo financing is a very simple process.   USDA refers to FHA/VA condo guidelines and condo pre-approval lists to determine if a condo is eligible for USDA financing.

I.   FHA’s pre-approved condo list
II.  VA’s pre-approved condo list

If FHA and/or VA consider the condo project/HOA eligible for financing than USDA honors that same approval.

I. FHA’s pre-approved condo list

FHA maintains a list of condo projects that are currently deemed eligible for FHA condo financing.  If the condo is considered eligible for financing by FHA, USDA honors that approval.  The FHA pre-approved condo list can be reviewed here: FHA Approved Condos

Check out The HOUSE Team’s FHA approved condo Map for Maricopa County: Maricopa County Approved Condo – MAP (unofficial)

II. VA’s pre-approved condo list

VA also maintains a list of pre-approved condo projects that are currently considered eligible for VA condo financing.  If the condo is considered eligible for financing by VA, USDA honors that approval. The list  of pre-approved VA condos can be found here: VA Approved Condos

You may also want to jump over to our FHA CONDO page or our VA CONDO page to learn more about the FHA Condo approval process.  To recap, USDA requires that a condo be approved by FHA or VA in order to be eligible for a USDA loan.   There are a few additional items that your lender will need to confirm for full USDA condo financing eligibility.

Contact The HOUSE Team for more information.

The HOUSE Team Speaks “Condo”

The HOUSE Team is experienced and knowledgeable when it comes to financing a condo.  Mortgage rules and the loan process differ when it comes to successfully closing a mortgage on a condo on time without any costly surprises.  If you need an expert condo lender on your team, contact us today.

Team Phone:  602.435.2149
Team Email:

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