The importance of home loan pre-approval

Obtaining Home Loan Qualification is key to a successful home buying experience.  In fact, here are 7 reasons fully Qualification should be the first step when buying a home.

Why You Should Get Qualified

Aside from being able to make offers, a mortgage qualification provides several additional benefits to a home-buyer. In fact, the process allows buyers to enjoy a much smoother home buying experience overall. For example, completing a qualification helps buyers do the following:

Save Time

You’ll save time by only looking at houses within your price range.

Know Your Buying Power

Often, buyers find a home they love and then start the home loan qualification process. However, that home may not be indicative of your actual buying power. You’ll provide information on your credit, income, assets and debts so we can give you an estimate of the size of a loan you can afford. Knowing this in advance helps you during the house hunting process.

Evaluate Home Loan Options

Most home-buyers do not know how many great loan options and strategies exist. A qualification with the HOUSE Team uncovers your different mortgage prior to rushing into a one size fits all loan option.

From loan term and down payment to mortgage insurance strategy there are many ways to structure your new home loan.

Team Phone:  602.435.2149
Team Email:  Team@JeremyHouse.com